Soft credit check
No Impact
Finance projects up to
$750K
Full credit coverage
450-850
Three steps. That’s it.
Step 1
Customer applies once
60 seconds. Soft pull. One form. That's it.
Step 2
Ottri finds the best match
Many lenders checked automatically. Your customer never sees the work happening.
Step 3
You close the job
Best approval. Highest amount. Turn the screen and say "you're approved." Money deposits straight to your business.
A financing engine built for Home Improvement
Merchant operations
Everything your teams need to offer financing anywhere you sell.
Real-time pipeline dashboard
Track applications, approvals, statuses, and funded jobs instantly.
Direct deposit to merchant
Funds arrive directly to your business.`
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Smart notifications
Pick what you’re notified about and how you receive it, text, email, or push, in real time.
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Role permissions & multi-location control
Manage teams, crews, and regions with enterprise-level clarity.
The only financing toolkit your team needs
Everything your reps need to start, manage, and close deals on any device, on-site or remote.
Embedded financing tools, your way
Control the financing experience across every touchpoint.
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Client experience
Your customer can complete the application from the comfort of their couch, anytime, just send a link.
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Mobile-first flow
Designed for fast and intuitive experiences on any device in any enviroment.
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Smart analytics
Ottri helps your team stay on track and never miss a deal.
Home improvement financing, fully covered
High Ticket
Wider Coverage
450 to 850
A full range of lenders and loan types designed to serve as many customers as possible
Intelligence that supports every step of the homeowner journey
Never miss a deal
Identify high-intent homeowners and unused approvals so reps know exactly when to follow up.
Performance-based insights
Identify patterns across top-performing reps and teams, and surface guidance that helps others follow what works.
AI-powered routing and approvals
Routing and approvals improve over time as the platform learns, with Ottri handling the complexity behind the scenes.
Omnichannel reach
Generate QR codes, links, and widgets that live on websites, invoices, or flyers—meeting customers exactly where and when they are ready to buy
Seamless brand extension
Every tool automatically inherits your logo and colors, making financing feel like a trusted, integrated part of your business rather than a third-party handoff
Real-time usage analytics
Track every scan, click, and application start by rep or channel to understand exactly which touchpoints are driving your highest conversions
A simple, branded experience homeowners trust
One application, multiple lenders
A fast, easy flow homeowners can complete during the estimate.
One platform
Manage all financing in one place
SMS & links
Invite customers with SMS, email or custom share tools.
Consumer-grade interface
A modern, intuitive design that improves conversion and customer experience.
Branded application
Your colors, your logo, your identity throughout the financing flow.
Custom promos and offers
Create seasonal offers or project-specific promotions.
With
Traditional providers
Ottri powers financing across distribution partner, embedded platform, and direct merchant channels through one connected infrastructure layer.
One lender. One shot. Declined means done.
Approved for half. Project shrinks.
Lender experience competing for your customers attention.
One link. One channel. Hope they finish.
Book a demo. Sit through a pitch. Wait weeks.
With
Many lenders. Multiple paths to yes.
Max funding from all lenders.
Your brand. Your experience. Start to finish.
Text it. Email it. QR it. Embed it. Done.
Sign up in minutes. No commitments.
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Ottri creates one system where every participant works through the same connected infrastructure.
Why try Ottri?
More deals closed
One application intelligently routes to prime, near-prime, and sub-prime lenders to maximize chances of approval
Invite team members and assign roles and permissions
Create rep accounts and track performance by link and portfolio
Manage merchant portfolios including multi location structures
Higher ticket average
Upsell confidently with tools built for big projects, from installment loans to $750K HELOCs.
Invite team members and assign roles and permissions
Create rep accounts and track performance by link and portfolio
Manage merchant portfolios including multi location structures
Control branding and flows
Create a fully branded customer financing experience with your logo and colors from application to funding.
Invite team members and assign roles and permissions
Create rep accounts and track performance by link and portfolio
Manage merchant portfolios including multi location structures
Empower your team
Equip reps with a mobile-first command center for instant QR code apps and real-time tracking.
Invite team members and assign roles and permissions
Create rep accounts and track performance by link and portfolio
Manage merchant portfolios including multi location structures