The infrastructure for embedded financing.
Ottri is the system businesses, platforms, and financial institutions use to launch, distribute, and manage financing.
More options. More customers. All under your brand
Multi-lender orchestration
One connection powers consumer and business financing across a multi-lender network. Ottri orchestrates applications, routing, lender responses, and offers through one unified operating flow—without separate lender integrations.
True full credit spectrum
From reported consumer credit scores of 300 to 850, Ottri brings prime, near-prime, and subprime lender programs into one experience—creating broader coverage than a single lender can deliver.
Branded to the business
Put your brand at the center of the financing experience. Ottri powers the infrastructure behind it across hosted, embedded, API-native, and white-label deployments.
Designed for conversion
Convert more financing demand into real business with one clear application journey, more available lender paths, and one place to manage every response, follow-up, and next step.
Financing infrastructure for high-ticket decisions
Ottri supports consumer financing wherever high-ticket decisions happen—in person, online, or embedded—across locations, teams, and regions.
One application. More paths to yes.
Ottri puts a multi-lender network behind your brand—giving customers more ways to finance and your business more opportunities to close.
Built for high-ticket financing
One application reaches multiple participating lenders across the full credit spectrum.
Credit range
True full credit spectrum
300–850
Subprime to prime
Financing
Financing range
$500 to $750K
Support small to large transactions
Integrations
Lenders and banks
20
Built into the Ottri network
Optimization
Smarter routing. Fewer dead ends.
Ottri orchestrates each application across participating lenders in real time—keeping more opportunities moving while your team manages one simple flow.
White label, fully owned
Ottri is not a marketplace or lead-generation platform. It is the infrastructure your business uses to run a branded, multi-lender financing program—while you keep the customer relationship.
Learn moreYour design, your tone
Make the financing experience unmistakably yours—with your design, voice, and customer journey.
No redirects
Customers apply, review available offers, and continue through your branded flow—without being sent from site to site.
You own the relationship
Your brand stays at the center of the experience and customer relationship. Ottri operates the technology, routing, and lender connections behind it.
Build on Ottri. Distribute through Ottri.
Platforms, partners, and ISOs can launch a branded consumer or business financing product without building the infrastructure from scratch. Choose hosted, embedded, API-native, or white-label deployment while Ottri powers the multi-lender connectivity, workflows, and partner operations behind it. You own the brand, distribution, customer relationship, and economics.
Build on OttriHow fast can we go live with Ottri?
What is Ottri?
Ottri is multi-lender infrastructure for consumer and business financing. It brings branded applications, lender connectivity, routing, offers, status updates, and operations into one system. Participating lenders provide the credit and make all lending decisions.
What financing does Ottri support, and who is it built for?
Ottri supports consumer financing delivered through businesses and platforms—including home improvement and health care—as well as business financing delivered to businesses. Businesses, software platforms, partners, enterprises, and financial institutions use Ottri to launch, distribute, and operate financing.
What can companies build on Ottri?
Launch a hosted financing experience, embed financing inside an existing product, connect through APIs, or operate a white-label financing program. Ottri provides the infrastructure so you can build around your brand, audience, and distribution model.
How is Ottri different from a marketplace or lead-generation platform?
Ottri is not a lender marketplace, lender directory, or lead-generation platform. It operates behind your brand, powering applications, lender connections, routing, offers, and workflows—without selling your applicants as leads.
How does Ottri’s multi-lender orchestration work?
One application moves through configured workflows across participating lender programs. Ottri brings lender responses, available offers, and status updates into one flow, helping more qualified applicants find a path forward without restarting lender by lender.
Who receives the funds when customer financing is approved?
Funds are sent directly to your business—not to the customer. The participating lender provides the funds, while Ottri powers the technology and workflow connecting the transaction. Once all lender requirements are completed, funding may arrive in as little as 24 hours.
Can Ottri run under our brand and integrate with our product?
Yes. Start with a hosted branded experience or use embedded components, APIs, and white-label deployments to make financing native to your product and workflows. Your brand remains at the center of the customer experience.
How quickly can we launch, and what does Ottri cost?
Businesses can start today. Create an account, add your brand, and begin offering financing—no demo or sales call required. Ottri is free for businesses to use: no setup fees, subscription fees, or charges from Ottri. Participating lenders may charge their own transaction fees when financing funds. Those are lender fees—not Ottri fees. Platforms, partners, enterprises, and financial institutions receive a tailored launch based on their brand, financing programs, workflows, distribution model, and integration requirements.
How large is the Ottri network?
Ottri connects 20 participating lenders and banks with more than 100 distribution partners across consumer and business financing. The network supports financing through Ottri-powered businesses, software platforms, partners, and enterprise channels.